This card takes what’s best about the United Explorer and ups the ante, with better day-of-travel perks, a higher sign-up bonus, and an annual fee that’s still reasonable thanks to its $125 annual United purchase credit. (Partner offer)

At a glance

  • 3X Earn 3x miles on United® purchases
  • 2X Earn 2x miles on dining including eligible delivery services, select streaming services, and all other travel
  • 1X 1X on all other purchases.
70,000 Bonus Miles
Earn 70,000 bonus miles after you spend $4,000 on purchases in the first 3 months your account is open.
Up to 29.99%
27.24% Variable
18.74% - 25.74% Variable
18.74% - 25.74% Variable
$250

At a glance

  • 3X Earn 3x miles on United® purchases
  • 2X Earn 2x miles on dining including eligible delivery services, select streaming services, and all other travel
  • 1X 1X on all other purchases.
70,000 Bonus Miles
Earn 70,000 bonus miles after you spend $4,000 on purchases in the first 3 months your account is open.
Up to 29.99%
27.24% Variable
18.74% - 25.74% Variable
18.74% - 25.74% Variable
$250
  • Earn 70,000 bonus miles after you spend $4,000 on purchases in the first 3 months your account is open.
  • $250 Annual Fee
  • Earn 3x miles on United® purchases, 2x miles on dining, select streaming services & all other travel, 1x on all other purchases
  • Earn 3x miles on United® purchases
  • Earn 2x miles on dining including eligible delivery services, select streaming services, and all other travel
  • Earn 1x mile on all other purchases
  • Each year, receive a $125 credit on United® purchases and two 5K-mile anniversary award flight credits. Terms apply.
  • Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24

Our Take

TPG Editor's Rating

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4/5

Overview

The United Quest Card is an excellent choice for folks who already fly United frequently, but can still take advantage of benefits like a first and second checked bag free on flights, priority boarding and a 25% discount on inflight food, drink and Wi-Fi purchases. The card’s annual $125 United purchase credit makes up for half its annual fee, and you can save on award flight redemptions, too, thanks to two 5,000-mile anniversary award flight credits when you redeem for flights on United or United Express.

Pros

  • Enjoy a $125 annual United purchase credit
  • Earn 3 miles per dollar on United purchases and 2 miles per dollar on a variety of other categories
  • Get a first and second checked bag free for the cardholder and a companion
  • Get up to two 5,000-mile anniversary award flight credits after you take United award flights booked with your miles
  • Priority boarding on United- and United Express-operated flights
  • 25% off eligible inflight purchases

Cons

  • Day-of-travel perks limited to United and some partner flights
  • Other United cards have higher earning rates on some purchases
  • You might get more use from transferable points instead of United miles

Who is this card good for?

Flyers who want to double down on their United loyalty will find plenty to like in the United Quest card. The card has a higher sign-up bonus and everyday earning rates on purchases than United’s other personal cards. Carrying of it also improves your day-of-travel experience with free checked bags and priority boarding (not to mention a Global Entry or TSA PreCheck application fee refund worth up to $100 once every four years). It also helps you save on United purchases with up to $125 in statement credits each year, and if you redeem miles for flights on the airline, you can get up to 10,000 of them back each year.

Earning Rewards

The United Quest earns 3x miles on United purchases immediately after earning your $125 annual United purchase credit. It also accrues 2x on all other travel, on dining including eligible delivery services and on select streaming services. It earns 1x on all other purchases.

Frequently asked questions

  • Is the United Quest Card worth it?

    Considering the United Quest offers $125 in statement credits toward United purchases annually, its $250 annual fee is really more like $125 out of pocket. If you don’t earn elite status on your own, perks like free checked bags and inflight purchase discounts can also save you hundreds of dollars per year.

  • How do the card’s award flight credits work?

    One of the United Quest card’s most unique perks is a rebate on award flights. Starting with your first anniversary, you will get 5,000 miles back in your MileagePlus account after you take a flight operated by United or United Express booked using your miles, up to twice per year. That’s a potential discount of up to 10,000 miles annually.