Best for regular Southwest flyers

The Southwest Rapid Rewards Premier card is the mid-tier option for personal Southwest credit cards. The card offers the same 3 points per dollar on Southwest purchases as the Priority card and 6,000 bonus points on your card anniversary.

At a glance

  • 2X Earn 3X points on Southwest® purchases.
  • 2X Earn 2X points on local transit and commuting, including rideshare.
  • 2X Earn 2X points on internet, cable, phone services, and select streaming.
Earn 75,000 points
Limited-time offer: Earn 75,000 bonus points after spending $5,000 on purchases in the first 3 months.
Up to 29.99%
25.74% Variable
16.74% - 23.74% Variable
16.74% - 23.74% Variable
$99

At a glance

  • 2X Earn 3X points on Southwest® purchases.
  • 2X Earn 2X points on local transit and commuting, including rideshare.
  • 2X Earn 2X points on internet, cable, phone services, and select streaming.
Earn 75,000 points
Limited-time offer: Earn 75,000 bonus points after spending $5,000 on purchases in the first 3 months.
Up to 29.99%
25.74% Variable
16.74% - 23.74% Variable
16.74% - 23.74% Variable
$99
  • Limited-time offer: Earn 75,000 bonus points after spending $5,000 on purchases in the first 3 months.
  • 6,000 anniversary points each year.
  • Earn 3X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, phone services, and select streaming.
  • 2 EarlyBird Check-In® each year.
  • All points earned count towards Companion Pass®.
  • No foreign transaction fees.

Our Take

TPG Editor's Rating

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3/5

Overview

Like most airline cards, the Southwest Rapid Reward Premier card mainly consists of airline-specific perks. The Premier offers two annual EarlyBird check-ins, no foreign transaction fees and 6,000 bonus points every card anniversary for an annual fee of $99. It also offers the ability to earn Tier Qualifying Points based on spending if you intend to gain A-List status. Finally, the points you earn on the card count toward the carrier’s coveted Companion Pass.

Pros

  • 6,000 points on each cardmember anniversary
  • Travel and purchase protections through Chase

Cons

  • $99 annual fee

Who is this card good for?

The Premier card is a great option for regular Southwest flyers. As the mid-tier card, it has a lower annual fee but also fewer perks which makes the Premier card a good fit for casual Southwest flyers. If you have another primary airline and travel cards, the Premier card can be a good supplement or add-on for your travel wallet, but only if you fly Southwest somewhat regularly.

Earning Rewards

The Southwest Premier card earns 3 points per dollar on Southwest purchases, 2 points per dollar on local transit and commuting (including rideshares) and 2 points per dollar on internet, cable, phone services and select streaming.

Frequently asked questions