Best no annual fee Marriott card

With the Marriott Bonvoy Bold, you receive benefits usually only available to elite travelers, all without having to pay an annual fee. (Partner offer)

At a glance

  • 14X Earn up to 14X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
  • 2X 2X points for every $1 spent on other travel purchases (from airfare to taxis and trains).
  • 1X 1X point for every $1 spent on all other purchases.
60,000 Points
Limited Time Offer! Earn 60,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
Up to 29.99%
27.24% Variable
18.24% - 25.24% Variable
18.24% - 25.24% Variable
$0

At a glance

  • 14X Earn up to 14X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
  • 2X 2X points for every $1 spent on other travel purchases (from airfare to taxis and trains).
  • 1X 1X point for every $1 spent on all other purchases.
60,000 Points
Limited Time Offer! Earn 60,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
Up to 29.99%
27.24% Variable
18.24% - 25.24% Variable
18.24% - 25.24% Variable
$0
  • Limited Time Offer! Earn 60,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
  • Pay no annual fee with the Marriott Bonvoy Bold® Credit Card from Chase®!
  • Earn up to 14X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
  • 2X points for every $1 spent on other travel purchases (from airfare to taxis and trains).
  • 1X point for every $1 spent on all other purchases.
  • Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply.
  • No Foreign Transaction Fees.
  • Earn unlimited Marriott Bonvoy® points and get Free Night Stays faster.

Our Take

TPG Editor's Rating

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2.5/5

Overview

If you’re new to travel rewards, the Marriott Bonvoy Bold Card is a solid, low-risk option that allows you to earn a decent number of points on everyday purchases. Some of the best perks this card offers are automatic Silver Elite Status, travel delay insurance, baggage insurance and purchase protections.

Pros

  • 15 elite night credits annually to help earn mid or high tier Marriott Bonvoy status
  • Automatic Marriott Bonvoy Silver status
  • Baggage delay insurance, lost luggage reimbursement and trip delay reimbursement coverage

Cons

  • More limited perks and lower earning rates than premium cards
  • May not make sense if you don't stay at Marriott regularly
  • There are better Marriott cards if you want higher tier status or benefits

Who is this card good for?

Travelers looking to start out with Marriott as one of their first hotel loyalty programs will find a lot of benefits to enjoy with this card. Since it charges no annual fee there is little to no risk about not using its benefits enough to justify carrying it. Though this credit card doesn’t carry nearly as many perks as other Marriott cards, it does come with Silver Elite status and standard purchase and travel protections.

Earning Rewards

This card earns 3x points at hotels participating in the Marriott Bonvoy program, 2x points on travel purchases and 1x points on other eligible purchases. Cardholders also earn 10 base points through the Bonvoy Program and a 10% bonus due to the complimentary Silver elite status.

Frequently asked questions

  • What cards compete with the Marriott Bonvoy Bold card?

    The Marriott Bonvoy Boundless Credit Card is probably going to be the biggest competitor for this card. Though the Boundless does have a $95 annual fee, it also comes with much better perks such as one free night award worth up to 35,000 points every cardmember anniversary and slightly better earning rates on purchases.

  • How can I redeem points?

    Your best option for redeeming points is to use them for award stays at hotels within Marriott Bonvoy’s 30 brands. Other than that, you can expect similar value from transferring points to one of Marriott’s airline partners.