Card Rating is based on the opinion of TPG's editors and is not influenced by the card issuer.
This card is an excellent choice for students who are new to the credit card world. It offers a simple cash-back earning structure with a multiplier incentive to pay your statement off on time. The card does not offer many perks or benefits but does feature no annual fee and no foreign transaction fees.
Unlimited 1% cash back on all purchases with increase to 1.25% cash back if purchases are paid on time for that month. No annual fee and no foreign transaction fee.
The card has no bonus earning categories. It also does not offer travel or shopping protection.
Who is this card good for?
This card is good for students with a limited credit history and looking for a simple earning structure.
This card earns 1% cash back on all purchases with the potential to be 1.25% cash back if the card is paid off at the end of the month.
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Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.