Best for big-spender businesses

Some business owners who have high expenses and who make large purchases regularly should be able to get solid value out of the card. However, the lack of redemption flexibility for award travel, the limited benefits and a comparatively high annual fee are all likely to strike against it for many small-business owners.

At a glance

  • 5% Unlimited 5% total cash back on travel purchased through Chase Ultimate Rewards
  • 2.5% Unlimited 2.5% total cash back on purchases of $5,000 or more
  • 2% Unlimited 2% cash back on all other business purchases.
$1,000 Cash Back
Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
NONE
Flex for Business Variable APR: 18.49% - 26.49%
$195

At a glance

  • 5% Unlimited 5% total cash back on travel purchased through Chase Ultimate Rewards
  • 2.5% Unlimited 2.5% total cash back on purchases of $5,000 or more
  • 2% Unlimited 2% cash back on all other business purchases.
$1,000 Cash Back
Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
NONE
Flex for Business Variable APR: 18.49% - 26.49%
$195
  • Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
  • Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.
  • Travel Benefits: Unlimited 5% total cash back on travel purchased through Chase Ultimate Rewards, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
  • Rich Rewards. Limitless Opportunities. With no minimum redemption amount, redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • For businesses who prefer to pay their balance in full each month, Ink Business Premier gives access to increased spending power, rich rewards, and premium benefits.
  • Pay off eligible purchases over time with interest up to assigned Flex for Business limit. All other purchases must be paid in full each month.
  • Purchase with confidence with built-in protections like Fraud Protection, Zero Liability Protection, Purchase Protection, Cell Phone Protection, and Extended Warranty Protection.
  • There’s no additional cost for employee cards. Monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more.

Our Take

TPG Editor's Rating

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3/5

Overview

The Chase Ink Business Premier card is geared toward business owners who want to earn cash back rewards on their day-to-day purchases. The earning rates are solid, but the $195 annual fee is high for what you get out of this card since you won’t be able to transfer your points to Chase’s travel partners for maximum value.

Pros

  • This card offers solid, unlimited bonus rates on broad business categories.

Cons

  • $195 annual fee is high for what you get out of this card since you won’t be able to transfer your points to Chase’s travel partners for maximum value.

Who is this card good for?

This card is ideal for business owners who have high expenses and who make large purchases regularly

Earning Rewards

This card offers unlimited 2% cash back on every purchase, unlimited 2.5% back on large purchases of $5,000 or more and unlimited 5% cash back on travel booked through Chase Ultimate Rewards.