Best for those who want to earn cash back and check their credit score for free

Automatic cash back in the form of statement credits each month makes this an easy cash back card for those looking to earn 1% back on common expenses, including gas and groceries. Cardholders can also earn up to 10% cash back rewards from select participating merchants and free online access to their credit score with this card. The annual fee is $39.

At a glance

  • 1% Receive 1% cash back rewards on eligible gas and grocery purchases as well as mobile phone, internet, cable and satellite TV services. Terms apply.
no offer
28.24% Variable
28.24% Variable
$39
  • Receive 1% cash back rewards on eligible gas and grocery purchases as well as mobile phone, internet, cable and satellite TV services. Terms apply.
  • Enjoy peace of mind with $0 Fraud Liability.

At a glance

  • 1% Receive 1% cash back rewards on eligible gas and grocery purchases as well as mobile phone, internet, cable and satellite TV services. Terms apply.
no offer
28.24% Variable
28.24% Variable
$39
  • Receive 1% cash back rewards on eligible gas and grocery purchases as well as mobile phone, internet, cable and satellite TV services. Terms apply.
  • Enjoy peace of mind with $0 Fraud Liability.
  • Free Online Credit Score and Credit Report summary, terms apply
  • Make paying your bill easier with the ability to choose your payment due date, terms apply.
  • Access your account on-the-go with the Credit One Bank mobile app.
  • Never miss an account update with customizable text and email alerts.
  • See Rates & Fees
Apply now for Credit One Bank® Platinum Visa® at Credit One Bank's secure site Terms & restrictions apply. See rates & fees

Our Take

TPG Editor's Rating

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2/5

Overview

This card offers automatic 1% cash back in the form of statement credits each month on eligible purchases on gas, grocery, mobile phone, internet, cable and satellite TV services. Cardholders can also earn up to 10% cash back rewards from select participating merchants and free online access to their credit score with this card. The annual fee is $39.

Pros

  • The Credit One Platinum Visa comes earns an automatic 1% cash back on eligible purchases on gas, grocery, mobile phone, internet, cable and satellite TV services. There are no minimum rewards balances to meet and no redemptions necessary. Cardholders can also earn up to 10% cash back rewards from select participating merchants and free online access to their credit score.

Cons

  • The 1% cash back rate on the Credit One Platinum Visa is on the lower end of cash back amounts for other cash back credit cards. Also, cardholders are limited to only earning cash back rewards on eligible purchases on gas, grocery, mobile phone, internet, cable and satellite TV services.

Who is this card good for?

This card is good for those who want to earn automatic 1% cash back on their most common expenses.

Earning Rewards

This card earns 1% cash back on eligible purchases on gas, grocery, mobile phone, internet, cable and satellite TV services. Cardholders can also earn up to 10% cash back rewards from select participating merchants.