Best for those looking for automatic cash back rewards on everyday purchases

Automatic statement credits on net eligible purchases each month make this card an spectacular option for those looking for the simplest way to earn cash back. And with no annual fee, there’s no investment to make before your can earn cash back.

At a glance

  • 2% 2% cash back rewards on eligible gas and grocery purchases as well as mobile phone, internet, cable and satellite TV services. Terms apply.
no offer
28.24% Variable
28.24% Variable
$0
  • No annual fee for qualified applicants. Terms apply.
  • Get 2% cash back rewards on eligible gas and grocery purchases as well as mobile phone, internet, cable, and satellite TV services. Terms apply.

At a glance

  • 2% 2% cash back rewards on eligible gas and grocery purchases as well as mobile phone, internet, cable and satellite TV services. Terms apply.
no offer
28.24% Variable
28.24% Variable
$0
  • No annual fee for qualified applicants. Terms apply.
  • Get 2% cash back rewards on eligible gas and grocery purchases as well as mobile phone, internet, cable, and satellite TV services. Terms apply.
  • Choose your monthly payment due date for added convenience. Terms apply.
  • Free Online Credit Score and Credit Report summary, terms apply
  • Enjoy peace of mind with $0 Fraud Liability.
  • Stay in-the-know with customizable account alerts via email and text.
  • Manage your account on-the-go with the Credit One Bank mobile app.
  • If you are a Covered Borrower under the Military Lending Act, you may get a different offer
  • See Rates & Fees
Apply now for Credit One Bank® Platinum Rewards Visa® with No Annual Fee at Credit One Bank's secure site Terms & restrictions apply. See rates & fees

Our Take

TPG Editor's Rating

tooltip icon
3/5

Overview

The no-annual-fee Credit One Bank® Platinum Rewards Visa earns 2% cash back rewards on eligible purchases and up to 10% cash back rewards from select participating merchants — no activation required. Cardholders receive their cash back in the form of statement credits each month automatically.

Pros

  • This no-annual-fee card offers 2% cash back rewards on eligible purchases and up to 10% cash back rewards from select participating merchants. Earn 2% cash back rewards on some of your most popular, eligible purchases including gas, grocery and internet.

Cons

  • This card only offers cash back rewards and as such, does not earn rewards redeemable for travel, gift cards, etc.

Who is this card good for?

This card is good for those looking for a no-annual-fee cash back credit card with automatic statement credits each month.

Earning Rewards

This card earns 2% cash back on eligible purchases of gas, grocery, internet, cable and satellite TV, and mobile phone services. Cardholders can also earn up to 10% more cash back from selected retailers. No additional activation or points to redeem.