Best for Costco shoppers

This no-annual-fee card is a no-brainer for Costco shoppers who want to earn even greater savings with cash-back rewards.

At a glance

  • 4% 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% 3% cash back on restaurants and eligible travel purchases
  • 2% 2% cash back on all other purchases from Costco and Costco.com
  • 1% 1% cash back on all other purchases
no offer
Up to 29.99% (Variable)
26.74% (Variable)
16.74% (Variable)
16.74% (Variable)
$0
  • Discover one of Citi’s best cash back rewards cards designed exclusively for Costco members
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter

At a glance

  • 4% 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% 3% cash back on restaurants and eligible travel purchases
  • 2% 2% cash back on all other purchases from Costco and Costco.com
  • 1% 1% cash back on all other purchases
no offer
Up to 29.99% (Variable)
26.74% (Variable)
16.74% (Variable)
16.74% (Variable)
$0
  • Discover one of Citi’s best cash back rewards cards designed exclusively for Costco members
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
  • The standard variable APR for Citi Flex Plan is 16.74%. Citi Flex Plan offers are made available at Citi's discretion.

Our Take

TPG Editor's Rating

tooltip icon
3/5

Overview

While most store credit cards fail to provide savings for everyday purchases, the Costco Anywhere Visa Card by Citi provides immense value for those who shop for groceries and household products at this popular warehouse store. You’ll not only earn cash back on Costco purchases, but at gas stations and restaurants. In sum, this is a great complementary tool for those who already pay for the annual Costco membership.

Pros

  • Purchase protection
  • 4% cash back on eligible gas (on up to $7,000 per year; then 1%), 3% back at restaurants and on eligible travel purchases, 2% back on in-store and online Costco purchases

Cons

  • Doesn't make sense if you're not a Costco shopper
  • Cash back can only be redeemed in the form of a reward certificate

Who is this card good for?

This card is only available to those who already have a Costco membership. If that’s the case, this card can provide lucrative savings for no additional annual cost.

Earning Rewards

You’ll earn 4% cash back on eligible gas purchases (on up to $7,000 per year; then 1%), 3% back at restaurants and on eligible travel purchases, 2% back on in-store and online Costco purchases, and 1% on all other eligible purchases.

Frequently asked questions