Best for cardholders recovering from low credit scores
The Chase Slate Edge is one of the best cards available for those recovering from credit trauma, and it’s 0% introductory APR could be ideal for some cardholders. Additionally, you’ll be automatically reviewed for credit limit increase when you pay on time and spend $500 in your first six months.
At a glance
At a glance
- Start off strong with 0% Intro APR for 18 months from account opening on purchases and balance transfers. A variable APR of 19.24% - 27.99% on balance transfers and purchases after the introductory period ends.
- Lower your interest rate by 2% each year. Automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary.
- Raise your credit limit. Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first six months.
- All for no annual fee - You won't have to pay an annual fee for all the great features that come with your Slate Edge℠ card
- Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more
Our Take
TPG Editor's Rating
Overview
The Chase Slate Edge is a good option for those looking to finance a large purchase or pay down their credit debt. The card features 0% intro APR for 18 months from account opening on both purchases and balance transfers. Cardmembers with a responsible payment history will automatically be considered for an APR reduction and higher credit limit. The card does require good to excellent credit for approval and features a balance transfer fee and no reward earnings.
Pros
- A 0% introductory APR on purchases and balance transfers for the first 18 months from account opening (then a variable APR of 18.74% to 27.49% applies), no annual fee
Cons
- No points or cash earnings on purchases, no sign up bonus
Who is this card good for?
This card is best for individuals who want to improve their credit scores after incidents like credit misuse, missed payments and debt.
Earning Rewards
This card does not earn any rewards.