Best card for premium perks while traveling

The Venture X combines high-end benefits like travel statement credits, mileage bonuses and lounge access with a simple earning formula that’s easy to maximize. (Partner offer)

At a glance

  • 10X Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
  • 5X 5X miles on flights booked through Capital One Travel.
  • 2X Earn unlimited 2X miles on all other purchases
75,000 miles
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
17.24% - 24.24% (Variable)
None
24.24% (Variable)
17.24% - 24.24% (Variable)
N/A
N/A
$395
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options

At a glance

  • 10X Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel
  • 5X 5X miles on flights booked through Capital One Travel.
  • 2X Earn unlimited 2X miles on all other purchases
75,000 miles
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
17.24% - 24.24% (Variable)
None
24.24% (Variable)
17.24% - 24.24% (Variable)
N/A
N/A
$395
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Escape the airport crowd and recharge before your flight with unlimited access to all-inclusive amenities at the Capital One Lounge and at 1,300+ Priority Pass lounges worldwide
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Named editors' choice for "Best New Credit Card of 2021" by The Points Guy
  • Earn 10 miles per dollar when you book on Turo, the world's largest car sharing marketplace, through May 16, 2023

Our Take

TPG Editor's Rating

tooltip icon
4.5/5

Overview

The Capital One Venture X is one of the best all-round travel credit cards ever launched. Not only is it offering a tremendous welcome bonus, but cardholders can earn tons of miles on everyday spending and receive a 10,000-mile anniversary bonus to boot. Its annual fee is $395, but cardholders can count on up to $300 in statement credits toward travel booked through Capital One Travel each year and other valuable perks like access to Priority Pass lounges and Capital One’s own growing family of airport lounges.

Pros

  • Excellent welcome offer worth up to 100,000 miles after you spend $10,000 on purchases in the first six months.
  • Up to $300 in annual travel statement credits toward bookings make through Capital One Travel.
  • 10,000 bonus miles (worth $100 toward travel) each account anniversary.

Cons

  • The $395 annual fee might be expensive for some, but this card’s benefits provide much more value than that.
  • If you don’t travel frequently, this might not be the best card for you.

Who is this card good for?

The Capital One Venture X is great for folks looking to get more from their travel experience. Capital One miles can be redeemed for one cent apiece toward travel, but they can also be transferred to 14 airline and three hotel partners including Air Canada Aeroplan and Wyndham Rewards, which can open up tremendous travel opportunities.

If you pass through airports a lot, the card will get you into over 1,300 Priority Pass lounges worldwide, not to mention Capital One’s own planned network of swanky lounges, the first of which opened at Dallas-Fort Worth in 2021. 

The Venture X is also a fantastic all-round earner, accumulating up 10 miles per dollar on hotels and car rentals booked through Capital One, 5 miles per dollar on flights booked through Capital One travel, and 2 miles per dollar on other purchases. So you can rack up even more travel rewards on your everyday spending.

Earning Rewards

Thanks to the various transfer options, we value Capital One miles at 1.85 cents apiece. That means the sign-up bonus of 100,000 miles is worth a whopping $1,850 toward travel (not provided by the issuer). Apart from that, you can earn 2 miles per dollar on everyday purchases, and at higher rates on various travel bookings made through Capital One, all of which adds up to a great return on spending.

Frequently asked questions