At a glance

  • 1.5% Earn unlimited 1.5% cash back on all purchases.
$200
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
up to 29.99% APR
16.24% - 26.24% Variable APR on purchases and balance transfers
0% Intro APR for 18 billing cycles for any BTs made in the first 60 days. A 3% fee (min. $10) applies.
16.24% - 26.24% Variable APR on purchases and balance transfers
0% Intro APR for 18 billing cycles for purchases
$0
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 1.5% cash back on all purchases.

At a glance

  • 1.5% Earn unlimited 1.5% cash back on all purchases.
$200
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
up to 29.99% APR
16.24% - 26.24% Variable APR on purchases and balance transfers
0% Intro APR for 18 billing cycles for any BTs made in the first 60 days. A 3% fee (min. $10) applies.
16.24% - 26.24% Variable APR on purchases and balance transfers
0% Intro APR for 18 billing cycles for purchases
$0
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards.
  • No annual fee.
  • No limit to the amount of cash back you can earn and cash rewards don’t expire.
  • New longer intro period! 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Bank of America Unlimited Cash Rewards credit card

TPG Editor's Rating

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3.5/5

Overview

Pros

Cons

Who is this card good for?

Earning Rewards